By DrunkDriver (Own work) [CC BY-SA 3.0 (http://creativecommons.org/licenses/by-sa/3.0)], via Wikimedia Commons
By DrunkDriver (Own work) [CC BY-SA 3.0 (http://creativecommons.org/licenses/by-sa/3.0)], via Wikimedia Commons

Robert and Marcia Konczak, formerly of Woodland Park, owe the United States $884,666.09 from a Small Business Administration loan they did not repay and fees associated with collection efforts, according to the U.S. Department of Justice.

According to the case file, Robert Konczak was the president of Konczak’s Koncepts Inc., a corporation that was formed with his wife, his son, Christopher Konczak, and his daughter-in-law, Keli Konczak, to renovate and operate a restaurant in Woodland Park. As president, Konczak signed a 30-year note for $684,000 with interest at the rate of 5.314 percent in 2003.

After Konczak’s Koncepts failed in 2007, the corporation defaulted on the loan.

After years of unsuccessful collection efforts, the SBA referred the case to the U.S. Attorney’s Office for enforcement. U.S. Magistrate Judge Craig Shaffer ruled the Konczaks are liable for the principal on the loan and for interest off $224,569.09. Per federal law, the U.S. Treasury Department fees included a 20 percent debt service fee of $198,029. The U.S. Department of Justice also charged a 3 percent fee of $26,539, also according to federal law.